Social Security Until May 28 for These Birthdays: If your birthday falls between the 21st and 31st of any month and you started receiving Social Security benefits after May 1997, your May 2025 payment is scheduled for Wednesday, May 28. This date aligns with the Social Security Administration (SSA)’s monthly payment structure, which follows a well-defined schedule based on beneficiaries’ birth dates.
Many Americans may notice what feels like a delay in their monthly payments—but it’s all part of the SSA’s pre-planned distribution timeline. Let’s explore what’s behind the timing, how it affects different recipients, and what you can do to stay informed and financially prepared.
Social Security Until May 28 for These Birthdays
| Topic | Details |
|---|---|
| Payment Date for Birthdays 21–31 | May 28, 2025 (Fourth Wednesday) |
| Who Is Affected | Retirees born between the 21st–31st who started receiving benefits after May 1997 |
| Other Payment Dates in May | May 2, May 14, May 21 |
| SSI Double Payment Month | May 1 and May 30 due to June 1 falling on a weekend |
| Source | SSA Payment Schedule |
| Delayed Payment Advice | Wait 3 business days before contacting SSA if payment isn’t received |
| Tool to Check Payments | My Social Security Account |
If your birthday lands between the 21st and 31st, and you began receiving benefits after May 1997, don’t be alarmed if your May 2025 Social Security payment doesn’t show up until May 28. This is part of the SSA’s regular payment cycle, not a delay or error. Stay ahead by checking your My SSA account, planning your budget based on the calendar, and knowing when to reach out for help. With a bit of preparation, you can avoid stress and keep your finances on track.
Understanding the May 2025 Social Security Payment Schedule
Each month, the Social Security Administration issues retirement, disability, and survivor benefits following a strict schedule based on your birth date. Here’s the May 2025 breakdown:
May 2025 Payment Dates
- May 2 – For those who began receiving benefits before May 1997, or who get both SSI and Social Security (Kiplinger)
- May 14 – If your birthday is between the 1st and 10th
- May 21 – If your birthday is between the 11th and 20th
- May 28 – If your birthday is between the 21st and 31st
Why the “Delay”?
Because May 1 falls on a Thursday, the second Wednesday lands later than usual, on May 14. This can make the entire month’s payout cycle appear delayed, especially for those in the final group scheduled on May 28. But this is standard SSA procedure—not a clerical error or financial disruption.
What to Do If Your Payment Is Late
If your deposit doesn’t arrive by your expected date, the SSA advises you to:
- Wait three mailing days past your scheduled date
- Check your bank or direct deposit portal
- Visit your My Social Security account for real-time payment status
- Contact the SSA via ssa.gov or by phone only after the three-day window
Late payments are rare but can happen due to bank holidays, system outages, or incorrect direct deposit details.
Why Some People Will Receive Two Payments in May
This month is a calendar quirk for those receiving Supplemental Security Income (SSI). Because June 1, 2025, falls on a Sunday, the SSA will issue June’s SSI payment early, on May 30. This means:
- May 1 – Regular SSI Payment
- May 30 – Advance payment for June
Don’t mistake the May 30 payment as a bonus—it’s an early deposit for June, so budget accordingly.
Data, Stats & Insights
- Over 67 million Americans receive monthly Social Security benefits (SSA, 2024).
- Nearly 80% of those rely on these checks as a primary source of income in retirement.
- The average Social Security retirement benefit in 2025 is expected to be around $1,907/month, up from $1,848 in 2024.
Social Security Until May 28 for These Birthdays: How to Stay Informed – Your Step-by-Step Guide
Step 1: Sign Up for My Social Security
Visit ssa.gov/myaccount to track deposits, check your statement, and update personal details.
Step 2: Understand Your Schedule
Review the SSA’s payment calendar yearly to plan your monthly budget.
Step 3: Set Alerts with Your Bank
Many banks allow custom alerts for incoming deposits. Get notified as soon as your check lands.
Step 4: Report Missing Payments Carefully
If your payment is late:
- Wait 3 business days
- Call the SSA at 1-800-772-1213
- Or visit your local Social Security office.
Double Payments Incoming! $4,755 + $2,800 Checks for SSI, SSDI, and VA Seniors in May 2025
FAQs on Social Security Until May 28 for These Birthdays
Why is my Social Security check late in May 2025?
If your birthday falls between the 21st and 31st and you started receiving benefits after May 1997, your check is scheduled for May 28—not delayed.
Can I receive two checks in one month?
Yes, SSI recipients will get two payments in May: one on May 1 and an early June payment on May 30.
What should I do if I don’t receive my payment?
Wait three mailing days after your expected date. Then, contact the SSA or check your My SSA account.
Is this change permanent?
No. The May schedule is specific to how the calendar aligns in 2025. The dates shift slightly every month and year.
How can I prepare for payment schedule changes?
Bookmark the official SSA Payment Schedule and set recurring reminders.
