IOB Bank Officer Recruitment Begins Tomorrow — Check Who Can Apply And Salary Details

IOB Bank Officer Recruitment Begins Tomorrow – The Indian Overseas Bank (IOB) is all set to begin its much-awaited Local Bank Officer (LBO) Recruitment 2025 on May 12, opening doors for aspiring banking professionals across multiple Indian states. With 400 vacancies on offer, this recruitment drive is a golden opportunity for graduates looking to build a career in India’s public banking sector.

Whether you’re a fresh graduate with dreams of entering the finance world or someone with local language proficiency and a service mindset, IOB’s latest recruitment offers a stable career, a lucrative salary package, and a chance to contribute to regional banking inclusion.

IOB Bank Officer Recruitment Begins Tomorrow

The IOB Bank Officer Recruitment 2025 is a brilliant opportunity for graduates looking to enter India’s trusted public banking sector. With a competitive salary, secure career path, and localized service, the LBO role is ideal for those wanting to serve their communities while building a strong financial future.

Whether you’re in Tamil Nadu, Odisha, Maharashtra, Gujarat, West Bengal, or Punjab, this is your chance to join a respected institution and grow regionally and nationally. Don’t miss the May 31 deadline — start your application on May 12!

About IOB and the LBO Role

Founded in 1937, Indian Overseas Bank (IOB) is a major public sector bank headquartered in Chennai. Known for its strong rural and semi-urban presence, IOB focuses on empowering local economies through accessible banking.

To strengthen its grassroots presence, IOB has introduced the Local Bank Officer (LBO) role—a community-centric position designed for candidates proficient in regional languages, ensuring deeper engagement with local customers.

The LBO is equivalent to the Assistant Manager (Scale I) role in the bank’s hierarchy, with duties including customer service, loan processing, account management, and regional outreach initiatives.

Who Can Apply for IOB LBO Recruitment?

Educational Qualifications

You must hold a Bachelor’s degree in any discipline from a recognized Indian university or institution. There’s no minimum percentage requirement, making it inclusive for all graduates.

Age Limit

As of May 1, 2025:

• Minimum Age: 20 years
• Maximum Age: 30 years
• Relaxation in upper age is available for:
  • SC/ST: 5 years
  • OBC (NCL): 3 years
  • PwBD: 10 years (up to 15 years for SC/ST)
  • Ex-Servicemen: 5 years

Language Requirement

A unique eligibility condition for this recruitment is proficiency in the local language of the state for which you are applying. This includes:

• Tamil (Tamil Nadu)
• Marathi (Maharashtra)
• Gujarati (Gujarat)
• Odia (Odisha)
• Bengali (West Bengal)
• Punjabi (Punjab)

You must be able to read, write, and speak the respective regional language.

Reservation Policy

IOB follows the Government of India’s reservation norms. Seats are reserved for:

• Scheduled Castes (SC)
• Scheduled Tribes (ST)
• Other Backward Classes (OBC-NCL)
• Economically Weaker Sections (EWS)
• Persons with Benchmark Disabilities (PwBD)

Category-wise vacancies are detailed in the official notification.

Job Profile & Career Path

The Local Bank Officer will operate at the grassroots level, often being the first point of contact for local customers. The responsibilities include:

• Handling day-to-day banking operations
• Customer relationship management
• Promoting government schemes and rural banking initiatives
• Disbursing loans, especially in agriculture and MSME segments
• Supervising local staff and ensuring regulatory compliance

Career Growth Opportunities

• Scale I → Scale II → Scale III → Scale IV → Scale V
• Fast-track promotions for high-performing officers
• Eligibility to write internal promotion exams after 3 years

Salary, Perks & Bond Agreement

Basic Salary

The starting basic pay for a Scale I Officer (LBO) is ₹48,480/month

Pay Scale Structure

₹48,480 – 2000/7 – 62,480 – 2340/2 – 67,160 – 2680/7 – ₹85,920

Allowances & Perks

• Dearness Allowance (DA)
• House Rent Allowance (HRA)
• City Compensatory Allowance (CCA)
• Medical benefits, leave travel concession, pension scheme, newspaper allowance, etc.

Bond Period

Candidates selected will be required to execute a service bond of ₹2,00,000, committing to a minimum of 3 years of service. Failing this will result in financial penalties.

How to Apply for IOB Officer Recruitment 2025?

Applying is easy and entirely online. Here’s a step-by-step breakdown:

IOB Bank Officer Recruitment Begins Tomorrow Application Guide

1. Visit the official IOB website: www.iob.in
2. Go to the “Careers” section.
3. Click on the IOB LBO Recruitment 2025 link.
4. Register with your name, email, and phone number.
5. Fill out the application form carefully.
6. Upload:
   • Recent passport-size photograph
   • Signature
   • Educational certificates
7. Pay the application fee:
   • ₹850 for General/OBC/EWS
   • ₹175 for SC/ST/PwBD
8. Submit and save your registration ID and application confirmation.

Selection Process – What to Expect?

The IOB Officer Selection Process 2025 is designed to ensure candidates are assessed both for technical skills and regional suitability.

Phase 1: Online Exam

• Duration: 2 hours
• Sections:
  • Reasoning & Computer Aptitude
  • General/Economy/Banking Awareness
  • Data Analysis & Interpretation
  • English Language
• Mode: English only

Phase 2: Language Proficiency Test (LPT)

Applicants will undergo a reading and writing test in the local language of their applied region.

Phase 3: Personal Interview

Shortlisted candidates will be called for interviews assessing interpersonal skills, local knowledge, and banking aptitude.

Final Selection Criteria

• Online Exam Score: 80%
• Interview Score: 20%
• Combined merit will be used to prepare the final selection list.

Application Tips & Best Practices

• Double-check spelling and dates in your form before final submission.
• Ensure scanned documents are clear and within file size limits.
• Use a valid email and phone number; all communications will be sent here.
• Begin brushing up on basic banking knowledge, local language reading/writing, and practice mock tests for reasoning and quant.
• Track your application status via the official website.

Important Dates at a Glance

Official Links

• Official IOB Careers Page: www.iob.in/Careers
• Download Official Notification PDF: www.iob.in/upload/CEDocuments/IOB-Recruitment-of-Local-Bank-Officer-2025-26.pdf

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FAQs about IOB Bank Officer Recruitment Begins Tomorrow

Q1. Can final-year students apply?
No. Only candidates who have completed their graduation by May 1, 2025, are eligible.

Q2. Is prior banking experience required?
Not at all! Freshers can apply, provided they meet the eligibility criteria.

Q3. Will the job be transferable?
Initially, the LBO role is state-specific, but future transfers may happen per internal promotion policies.

Q4. What is the exam difficulty level?
Moderate to high. Candidates are advised to practice banking and aptitude mock tests regularly.

Q5. What documents are required at the time of interview?
You’ll need:

• Graduation certificate
• Proof of age
• Caste certificate (if applicable)
• Language proficiency certificate (if applicable)
• Photo ID (Aadhaar/PAN/Passport)

Q6. Will there be training before joining?
Yes, selected candidates will undergo a banking orientation and training program before formal posting.

Q7. Can I apply for multiple states?
No. You can apply for only one state, and you must be proficient in the local language.