How to Apply Online for Federal Bank Visa Imperio Credit Card: Check Benefit Details!
How to Apply Online for Federal Bank Visa Imperio Credit Card – Looking to upgrade your spending game with perks on travel, entertainment, and groceries? The Federal Bank Visa Imperio Credit Card might just be the plastic power-up you’ve been waiting for. Whether you’re swiping for rewards or want that lounge access on your next trip, this card packs serious punch—and applying for it online is a breeze.
This guide breaks down how to apply online for the Federal Bank Visa Imperio Credit Card, along with all the juicy benefits and features that make this card worth considering in 2025.
How to Apply Online for Federal Bank Visa Imperio Credit Card
| Feature | Details |
|---|---|
| Card Name | Federal Bank Visa Imperio Credit Card |
| Annual Fee | Rs. 1,500 (waived if you spend Rs. 1.5 lakh/year) |
| Welcome Offer | Amazon Pay voucher worth Rs. 1,000 on first 30-day spend of Rs. 5,000 |
| Rewards | Up to 3X points on select categories (grocery, healthcare) |
| Airport Lounge Access | 2 domestic visits per quarter |
| Entertainment Perk | Buy 1 Get 1 at INOX once a quarter |
| Fuel Surcharge Waiver | 1% on spends of Rs. 400-5,000 (up to Rs. 150/month) |
| Apply Here | Official Website |
If you’re looking for a well-rounded, reward-packed credit card, the Federal Bank Visa Imperio Credit Card is a solid pick. With benefits spanning dining, entertainment, travel, and more—plus a smooth online application process—it’s a great fit for urban professionals and everyday spenders alike.
What Is the Federal Bank Visa Imperio Credit Card?
The Visa Imperio Credit Card from Federal Bank is a lifestyle-centric offering designed for salaried and self-employed individuals with a good credit profile. Think of it as your gateway to rewards, lounge access, discounts on dining, and smart spending.
This card comes with complimentary domestic airport lounge visits, reward points on everyday purchases, and even dining offers through the FedDelights program. It’s tailored to help you make the most out of your lifestyle while keeping your costs in check.
How to Apply Online – Step-by-Step Guide for Federal Bank Visa Imperio Credit Card?
Let’s break it down like we’re ordering from a drive-thru. Here’s how you can apply online in just a few minutes:
Step 1: Visit the Official Website
Head over to the Visa Imperio Credit Card page on Federal Bank’s website.
Step 2: Click “Apply Now”
You’ll find a bright button labeled “Apply Now.” Hit it and proceed to the application portal.
Step 3: Fill Out Personal Details
Enter your full name, phone number, email, and PAN card number. Make sure all info matches your official documents.
Step 4: Submit Documents
Upload scanned copies of:
- Identity proof (Aadhaar, PAN, Passport)
- Address proof (utility bills, ration card, etc.)
- Income proof (salary slip, bank statement, ITR)
Step 5: Complete e-KYC
If you’re not a Federal Bank customer, you may be prompted to complete a video KYC. It’s fast, secure, and done from your phone.
Step 6: Wait for Verification
Once your documents are in, sit tight while the bank does its due diligence. Most applicants get a decision in 2-4 working days.
Step 7: Get Virtual & Physical Card
If approved, you’ll get instant access to a virtual card on FedMobile, followed by the physical card in a few days.
Top Benefits of the Visa Imperio Credit Card
1. Welcome Bonus
Spend Rs. 5,000 within the first 30 days and score a Rs. 1,000 Amazon Pay e-voucher.
2. Accelerated Rewards
- 3X reward points on groceries and healthcare
- 2X on utilities like electricity and gas
- 1X on all other spends
You can redeem your points for flights, shopping vouchers, merchandise, and more.
3. Airport Lounge Access
Get two free domestic lounge visits every quarter.
4. Dining Discounts
Enjoy up to 15% off at 2,000+ restaurants under FedDelights.
5. Entertainment Offers
Buy 1 Get 1 Free INOX tickets once per quarter.
6. Fuel Surcharge Waiver
1% waiver on fuel spends between Rs. 400 and Rs. 5,000 (up to Rs. 150/month).
7. Milestone Rewards
- Spend Rs. 50,000 in a quarter to earn BigBasket vouchers.
- Annual fee waived if you spend Rs. 1.5 lakh in a year.
Additional Features Worth Highlighting
Card Security
- EMV chip for enhanced protection
- Instantly lock/unlock card from FedMobile
Global Acceptance
- Use at millions of merchants worldwide
- Great for travel and online platforms like Amazon, Uber, Airbnb
Bill Payments & EMI Conversion
- Pay utility bills via FedMobile
- Convert purchases into EMIs through app or SMS
Fees and Charges You Should Know
| Charge Type | Amount |
|---|---|
| Joining/Annual Fee | Rs. 1,500 |
| Add-on Card Fee | Rs. 100 per card |
| Interest Rate | 3.25% per month |
| Cash Advance | 2.5% or Rs. 500 (whichever is higher) |
| Foreign Transaction Fee | 3.5% of transaction amount |
| Late Payment Fee | Rs. 100–1,000 depending on balance |
| Card Replacement Fee | Rs. 250 |
| Reward Redemption Fee | Rs. 99 per request (if applicable) |
Who Can Apply? – Eligibility Criteria
- Minimum Age: 21 years
- Residency: Indian citizens & NRIs
- Credit Score: Recommended 700+
- Income: Stable income from salary or business
Already a Federal Bank customer? You might have a pre-approved offer.
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FAQs About How to Apply Online for Federal Bank Visa Imperio Credit Card
1. Can I apply if I don’t have an account with Federal Bank?
Yes. Complete the e-KYC process during application.
2. Is there a mobile app for card management?
Yes, the FedMobile app allows you to manage everything.
3. How long does it take to get the card?
Virtual card is issued instantly upon approval. Physical card arrives in 5–7 days.
4. What happens if I miss a payment?
Late fees apply, and your credit score may drop.
5. Is the annual fee worth it?
Yes, especially if you spend Rs. 1.5 lakh/year to get the fee waived.
6. Can I convert big purchases into EMIs?
Yes. Use the FedMobile app or send an SMS.
7. What if I lose my card?
Block your card instantly in FedMobile. Request a replacement.
