CRA Shakes Up Benefit Programs: The Canada Revenue Agency (CRA) has introduced several significant changes to its benefit programs for 2025, aimed at providing enhanced support to Canadians amid shifting economic conditions. Whether you’re a working parent, retiree, newcomer, or someone managing a tight budget, these updates can impact your financial planning. In this guide, we’ll break down the five biggest changes every Canadian should know about, along with practical advice on how to maximize your benefits.
CRA Shakes Up Benefit Programs
| Benefit Program | Key Change | Effective Date | More Info |
|---|---|---|---|
| Canada Carbon Rebate (CCR) | Final payment issued | April 22, 2025 | Canada.ca |
| Canada Child Benefit (CCB) | Eligibility extension for 6 months after a child’s death | 2025 | |
| GST/HST Credit | Payments based on 2023 tax return | April 4, 2025 | |
| Ontario Trillium Benefit (OTB) | Regular payments continue | April 10, 2025 | |
| Newcomer Support | Benefits available before first tax filing | 2025 |
The CRA’s 2025 benefit program changes aim to provide broader support to Canadians across various life stages. Whether you’re managing rising costs, recovering from loss, or adjusting to a new life in Canada, these updates can make a meaningful difference. Stay informed and take advantage of these changes to optimize your financial well-being.
Final Canada Carbon Rebate (CCR) Payment Issued
The Canada Carbon Rebate (CCR) program has officially concluded, with the final payment distributed starting April 22, 2025. This payment supports households in offsetting the costs of federal carbon pollution pricing. To have received this payment, individuals needed to file their 2024 income tax and benefit return electronically by April 2, 2025. Those who missed this deadline will still receive their payment once their 2024 return is assessed. For more information, visit the official Canada Carbon Rebate page.
Extended Canada Child Benefit (CCB) Eligibility
Starting in 2025, the Canada Child Benefit (CCB) eligibility has been extended for six months following the death of a child. This compassionate measure aims to support grieving families by providing continued financial assistance during a challenging time. To qualify for this extension, you must notify the CRA of the child’s death before the end of the month following the death. Learn more about this update on the Government of Canada website.
GST/HST Credit Payment Schedule
The Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit continues to support individuals and families with low or modest incomes. For the payment period from July 2024 to June 2025, the CRA will base your credit on your 2023 tax return. Payments are issued quarterly, with the April 2025 installment made on April 4, 2025. To check your eligibility, visit the GST/HST Credit page.
Ontario Trillium Benefit (OTB) Disbursement
The Ontario Trillium Benefit (OTB) assists residents with energy costs, sales, and property tax. It includes the Ontario Energy and Property Tax Credit, the Northern Ontario Energy Credit, and the Ontario Sales Tax Credit. The April 2025 OTB payment was issued on April 10, 2025. For more details, visit the Ontario Trillium Benefit page.
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Enhanced Support for Newcomers
Newcomers to Canada can receive benefit and credit payments, such as the GST/HST credit, even before filing their first tax return, provided they have established significant residential ties in Canada. It’s essential to keep the CRA updated on your residency status to ensure you receive the correct benefits. Find out more on the Newcomers to Canada page.
FAQs on CRA Shakes Up Benefit Programs
Q: When is the final CCR payment due?
A: The final CCR payment was issued on April 22, 2025. Late filers will receive their payment upon assessment of their 2024 return.
Q: How do I apply for the extended CCB eligibility?
A: Notify the CRA of the child’s death before the end of the month following the death to qualify.
Q: Can newcomers receive benefits before their first tax return?
A: Yes, if they have established significant residential ties in Canada.
