Parents Alert: $7,787 Canada Child Benefit Hitting Accounts Soon – Are You on the List?
Canada Child Benefit: If you’re a parent living in Canada, there’s good news on the horizon. The Canada Child Benefit (CCB) is putting up to $7,787 per child under 6 directly into the hands of families this year. For children between 6 and 17, the annual benefit can be up to $6,570. These tax-free monthly payments help Canadian families manage the growing cost of raising children.
In this guide, we’ll explain everything you need to know about the 2024–2025 Canada Child Benefit, including eligibility, payment dates, income thresholds, and how to apply.
Canada Child Benefit
| Feature | Details |
|---|---|
| Benefit Amount (0–5 years) | Up to $7,787/year or $648.91/month |
| Benefit Amount (6–17 years) | Up to $6,570/year or $547.50/month |
| Payment Type | Tax-free monthly direct deposit |
| Next Payment Date | May 20, 2025 |
| Eligibility | Must be a Canadian resident, primary caregiver, meet income rules |
| Income Threshold | Benefit reduction starts at $36,502 adjusted family net income (AFNI) |
| Child Disability Benefit (CDB) | Additional $3,322/year if eligible for Disability Tax Credit |
| Application Methods | Online, by mail, or at birth registration |
| CRA Website | Visit CRA |
The Canada Child Benefit (CCB) is a valuable source of support for Canadian families. Whether you’re a first-time parent or managing multiple children, understanding how the CCB works ensures that you receive the financial help you’re entitled to. Make sure to keep your tax filings up to date and monitor your CRA account for updates. If your child has a disability, don’t forget to explore the additional benefits available.
What is the Canada Child Benefit (CCB)?
The Canada Child Benefit (CCB) is a monthly tax-free payment provided by the Government of Canada to help eligible families with the cost of raising children under 18. It is administered by the Canada Revenue Agency (CRA) and is based on the family’s net income from the previous year.
For the 2024–2025 benefit year (July 2024 to June 2025), eligible families will receive:
- Up to $7,787 per year per child under age 6
- Up to $6,570 per year per child aged 6 to 17
Who is Eligible?
To qualify for the CCB, you must meet the following criteria:
- Residency: You must be a resident of Canada for tax purposes.
- Primary Caregiver: You must live with the child and be primarily responsible for their care and upbringing.
- Child’s Age: The child must be under 18 years old.
- Tax Filing: Both parents or partners must file annual tax returns, even if there is no income to report.
- Legal Status: You or your spouse/common-law partner must be a Canadian citizen, permanent resident, protected person, or meet immigration requirements such as 18 months of residency.
Canada Child Benefit: How Much Will You Receive?
Your total CCB payment depends on:
- Number of eligible children
- Children’s ages
- Your family’s adjusted net income (AFNI)
Children Under 6
- Up to $7,787 annually, or about $648.91 monthly
Children Aged 6–17
- Up to $6,570 annually, or about $547.50 monthly
These amounts are maximums. Your actual benefit may be reduced depending on your income level.
Canada Child Benefit: How Income Affects Your CCB?
The CCB is income-tested, meaning your payment is reduced as your adjusted family net income exceeds certain thresholds.
Reduction Threshold (2024–2025)
- The reduction starts when AFNI exceeds $36,502.
Reduction Rates
| Number of Children | Income $36,502–$79,087 | Income Over $79,087 |
|---|---|---|
| 1 | 7.0% | 3.2% |
| 2 | 13.5% | 5.7% |
| 3 | 19.0% | 8.0% |
| 4+ | 23.0% | 9.5% |
2025 CCB Payment Schedule
CCB payments are issued monthly by direct deposit. Here are the official 2025 payment dates:
- January 20
- February 20
- March 20
- April 17
- May 20
- June 20
- July 18
- August 20
- September 19
- October 20
- November 20
- December 12
Additional Support: The Child Disability Benefit (CDB)
If your child is eligible for the Disability Tax Credit (DTC), you may receive the Child Disability Benefit (CDB) as an additional monthly payment.
- Annual maximum: $3,322, or $276.83/month
This benefit is also tax-free and paid monthly.
More info: CRA – Child Disability Benefit
Canada Child Benefit: How to Apply for the CCB?
You can apply for the Canada Child Benefit using one of three methods:
1. Online
Log in to the CRA My Account and apply under “Apply for child benefits.”
2. By Mail
Complete Form RC66: Download here and send it to your local tax centre.
3. At Birth Registration
In many provinces, parents can apply for the CCB when registering their child’s birth.
Important: Both you and your spouse or partner must file your tax return each year to continue receiving payments.
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FAQs on Canada Child Benefit
Do I need to reapply every year?
No. If you remain eligible and file your taxes annually, the payments will continue automatically.
Is the CCB taxable?
No, CCB payments are fully tax-free.
What if I had a new baby this year?
You should update your information through CRA My Account or by submitting a new RC66 form.
Can new immigrants apply for CCB?
Yes, if you’ve been in Canada for at least 18 months and meet the other requirements.
How do I check my CCB payments?
Log into your CRA My Account or call 1-800-387-1193.
