Is the $1,400 Monthly Stimulus Check Real? Here’s the Truth & Who Could Actually Get It
Monthly Stimulus Check Real: If you’ve been scrolling through social media or news headlines lately, you might’ve seen claims about a $1,400 monthly stimulus check making its rounds. But before you start planning your budget around this supposed windfall, here’s the real story: there is no $1,400 monthly stimulus check program from the U.S. government. However, there is a one-time payment of up to $1,400 being issued by the IRS to certain eligible taxpayers—and it’s very real.
Let’s break down what’s fact, what’s fiction, and—most importantly—how you can determine if you or someone you know is eligible for the one-time $1,400 payment.
Monthly Stimulus Check Real
| Topic | Details |
|---|---|
| Is $1,400 Monthly Check Real? | No, it’s misinformation. No recurring federal program exists. |
| What Is Real? | A one-time payment of up to $1,400 as part of the 2021 Recovery Rebate Credit. |
| Who Can Get It? | Taxpayers who filed a 2021 return but didn’t claim the credit. |
| Deadline to Claim | File by May 15, 2025. After that, unclaimed funds are forfeited. |
| How Many People Are Affected? | ~1 million taxpayers may still be eligible. |
| Where to Check Eligibility | IRS.gov (official government website) |
The rumor about a $1,400 monthly stimulus check is false, but there is still time to claim a real, one-time $1,400 payment from the IRS—if you qualify. This is your chance to receive money you’re owed under the 2021 American Rescue Plan, but the window is closing. Don’t wait until it’s too late.
What’s Really Happening with the $1,400 Stimulus Check?
The American Rescue Plan Act of 2021 included a third round of stimulus payments—up to $1,400 per eligible individual. While most people received those payments automatically back in 2021, the IRS has discovered that around 1 million taxpayers either didn’t receive them or didn’t claim them correctly on their tax return.
To correct this, the IRS is now sending automatic one-time payments to those who qualify—but only if they filed their 2021 tax return and met the eligibility criteria.
Who Qualifies for the One-Time $1,400 Stimulus Check?
You Filed a 2021 Tax Return
Many people missed claiming the Recovery Rebate Credit on their 2021 tax return. If you entered $0 in the rebate credit field or left it blank, and you were actually eligible—you could receive the payment now. The IRS has begun automatically correcting these oversights.
Your Income Was Within the Required Thresholds
To be eligible, your Adjusted Gross Income (AGI) for 2021 must be:
- $75,000 or less for single filers
- $112,500 or less for heads of household
- $150,000 or less for married couples filing jointly
(Source: Kiplinger)
You Have a Valid Social Security Number
You must have a valid SSN and not be claimed as a dependent by another taxpayer. If someone else claimed you in 2021, even if you earned income, you won’t qualify.
Monthly Stimulus Check Real: How Much Will You Get??
You may receive:
- Up to $1,400 per qualifying individual
- An additional $1,400 per dependent (as long as they qualify)
So a family of four could receive up to $5,600, depending on previous filings.
Monthly Stimulus Check Real: How to Claim Your Payment?
Step 1 – Check Your Tax Return
Look at your 2021 Form 1040 or consult your tax preparer. Review the section labeled “Recovery Rebate Credit.” If it’s $0 or left blank, and you meet the other criteria, you may be eligible.
Step 2 – File or Amend (If Needed)
If you haven’t filed your 2021 tax return, you still can. You must file by May 15, 2025, or your chance to claim this payment will be gone.
Tip: File electronically to speed up the process and ensure accuracy.
Step 3 – Wait for the IRS to Process
If you qualify, no further action is needed after filing. The IRS will issue the payment via direct deposit or check, based on your last known banking or mailing info.
Don’t Fall for Scams
Scammers love hot topics like stimulus payments. Here’s how to stay safe:
- The IRS will never contact you via text or email asking for personal details.
- Always go directly to IRS.gov to verify claims.
- If something sounds too good to be true (like a monthly stimulus), it probably is.
Massive $6,710 Social Security Payment Up for Grabs — Here’s How Seniors Can Secure It Now
Up to $2,319 in May SNAP Benefits for 5-Member Households – Check Payment Dates and Eligibility!
Shocking $2.7 Billion Social Security Repayment Bombshell – Are You Owed or Owing?
FAQs on Monthly Stimulus Check Real
Is there a new $1,400 monthly stimulus check?
No. There is no such federal program. The only legitimate stimulus right now is the one-time Recovery Rebate Credit payment related to 2021 taxes.
What if I didn’t file my 2021 taxes?
You still have time! File your return by May 15, 2025, to claim the credit.
I already got a $1,400 stimulus in 2021. Can I get another?
No. If you received the full third-round payment, you won’t receive another. The current checks are for people who missed out the first time.
How do I know if I’m eligible?
Check your 2021 tax return, your AGI, and whether you claimed the Recovery Rebate Credit. Still unsure? Use the IRS online tool.
Final Tips for Taxpayers
- Don’t assume you’re not eligible—check your records.
- File your 2021 taxes ASAP if you haven’t already.
- Use trusted tax professionals or free services like IRS Free File.
- Set up direct deposit with the IRS to avoid mailing delays.
- Watch for scams and always use official sources.
