SSS Partial Disability Payments 2025: Eligibility Criteria and Benefit Amounts

SSS Partial Disability Payments 2025: In 2025, the Philippine Social Security System (SSS) continues to offer partial disability benefits to qualified members who suffer from permanent loss or reduced function of specific body parts. Whether you’re a young worker planning ahead or someone facing a disabling condition, understanding these benefits is essential for protecting your income and future.

This guide explains everything you need to know—from who qualifies and how much you can get, to how you can file your claim and what to expect in the process.

SSS Partial Disability Payments 2025

Eligibility Criteria for SSS Partial Disability Benefits

To qualify for SSS partial disability benefits in 2025:

• Membership: You must have paid at least one SSS contribution before the semester of disability.
• Disability Type: The disability must be permanent and partial. SSS recognizes the following:
  • Loss of a finger (thumb, index, middle, ring, little)
  • Loss of a hand, arm, foot, or leg
  • Loss of a big toe
  • Loss of sight in one eye
  • Loss of one or both ears or hearing in one or both ears
• Special Cases for Women: Removal of reproductive organs like the uterus or ovaries is considered partial disability for women under age 45.

Benefit Amounts and Computation

Monthly Pension

If you have at least 36 monthly contributions before the semester of disability, you are eligible for a monthly pension:

• ₱1,000/month – for members with fewer than 10 credited years of service (CYS)
• ₱1,200/month – for 10 to 19 CYS
• ₱2,400/month – for 20 or more CYS

Additional Allowances:

• ₱500 monthly supplemental allowance
• ₱1,000 permanent monthly increase (effective since 2017)
• 13th-month pension in December (if entitled to at least 12 monthly pensions)

Lump Sum

If you have fewer than 36 contributions or if your disability period is under 12 months, you’ll receive a one-time lump sum, calculated as the higher of:

• (Monthly pension × number of contributions × percentage of disability), or
• (Monthly pension × 12 × percentage of disability)

Example: If your pension is ₱1,000, you’ve made 24 contributions, and your disability is rated at 20%:

• Option 1: ₱1,000 × 24 × 0.20 = ₱4,800
• Option 2: ₱1,000 × 12 × 0.20 = ₱2,400
• You would receive the higher amount: ₱4,800

SSS Partial Disability Payments 2025: How to Apply for SSS Partial Disability Benefits?

Step 1: Prepare the Required Documents

• Disability Claim Application (DisCA) Form
• SSS Medical Certificate (issued within 6 months by your physician)
• Medical records or diagnostic test results
• Valid ID (SSS ID, UMID, passport, etc.)
• Bank account details for disbursement
• Photo and signature card

Step 2: Submit the Application

• File your application at your nearest SSS branch.
• Due to health protocols, some branches may require you to use a dropbox system.
• You may authorize a representative to file on your behalf if you’re unable to do it personally.

Step 3: Processing Time

• Processing typically takes 1 to 2 months.
• You’ll be notified once your claim has been approved.

How Benefits Are Released

Your benefit will be disbursed through one of the following:

• Bank account
• e-Wallets (like GCash)
• Remittance outlets or cash payout partners

Important: You must register your bank or payout method using the Disbursement Account Enrollment Module (DAEM) via My.SSS.

Annual Confirmation of Pensioners (ACOP)

All pensioners, including those receiving partial disability pensions, must comply with the Annual Confirmation of Pensioners (ACOP). Failure to do so may lead to the suspension of your pension payments.

FAQs on SSS Partial Disability Payments 2025

1. Can I still work if I receive partial disability benefits?

Yes. The SSS allows you to continue working as long as your disability does not completely prevent you from performing your job or duties.

2. Is there a deadline for filing a disability claim?

No fixed deadline, but filing sooner is advised. Medical documents (like the medical certificate) should be no older than six months at the time of filing.

3. Can I get both sickness and disability benefits at the same time?

No. SSS will not grant disability benefits for the same period you’re receiving sickness benefits. Wait until the sickness benefit ends before filing a disability claim.

4. Can I upgrade to full disability later if my condition worsens?

Yes. If your condition becomes total and permanent, you may apply for full disability benefits. You will need to submit updated medical records.

5. How long does it take to receive the payment after approval?

Payments are typically released within 1–2 weeks after your claim has been approved and your disbursement account is confirmed.